Our technology and security standards have and continue to evolve. NOW seems like the perfect opportunity to start shifting the onus of better identity verification to companies that rely on this information. If Bank of America lends money to the Prince of Kenya thinking he was me, I shouldn't be on the hook to repay it - their mistake. Any company the solely relies on publicly available information (all of equifax) to "prove" my identity is negligent and I wonder if they'd have any claim on me when they come to collect. We can then stop trying so hard to protect data that is bound to be hacked and exposed.
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